Landed & Living

First Month Budget
Calculator

See exactly what your first month in Canada will cost — before you land.

Tell us about your situation
Estimated First Month Total
$0
CAD — recurring costs + one-time setup
From month 2 onwards
$0/month
Once deposit & setup costs are gone
Where your money goes
Recurring monthly One-time (first month only)
J. Alabi's tips for month one

Rent data: Rentals.ca January 2026 Report, Zumper March 2026, liv.rent February 2026 Ontario Rent Report, CMHC 2025 Rental Market Report. Transit costs: TTC, OC Transpo, MiWay, Brampton Transit, London Transit Commission, TransLink, Calgary Transit, ETS, STM, Winnipeg Transit, Saskatoon Transit, Halifax Transit — all 2026 fare schedules. Grocery estimates based on Statistics Canada 2025–26 food expenditure data. Deposit rules: Residential Tenancies Act (Ontario), Residential Tenancy Act (BC), Residential Tenancies Act (Alberta), Act respecting offences relating to leases (Quebec), Residential Tenancies Act (Manitoba, Saskatchewan), Residential Tenancies Act (Nova Scotia). Utility estimates based on provincial energy board averages 2026. Actual costs vary by neighbourhood and circumstances. Use as a planning guide only. — J. Alabi, LandedAndLiving.ca